js/engine.js. It computes card value from earn rate, spend profile, category caps and annual fee, all from verified records in data/credit_cards.json and data/accounts.json. No card or rate appears in a tool result until its record carries a verification date. The maths is documented in the engine file header.
Comparison tools
Card rewards matcher
Enter your monthly spending by category. MCEngine2 ranks every verified UAE credit card by net annual value to your profile: earn rate on your categories, minus caps and conditions, minus annual fee, in dirhams.
Use the matcher →Fixed deposit calculator
Enter your deposit amount and preferred tenor. The calculator shows total return, effective annual yield and early-withdrawal penalty from each bank's published rates, verified with dates.
Coming soonSavings goal calculator
Set a savings target and timeline. The calculator shows the monthly contribution needed at current savings account rates, how long it takes at different deposit amounts, and whether a fixed deposit gets you there faster.
Coming soonRemittance corridor comparison
Pick a corridor and amount. The tool ranks providers by rupees, pesos or pounds received per dirham sent, comparing exchange houses and transfer apps on rate and fee combined. Always snapshot-dated.
Coming soonLife-event calculators
UAE gratuity calculator
The exact UAE Labour Law formula: 21 days basic salary for years 1-5, 30 days per year after 5. Handles limited and unlimited contracts, partial years, and the cost of leaving before a threshold date. Also covers the gratuity calculation for domestic workers under Federal Law No. 10 of 2017.
Coming soonUAE budget planner
A UAE-specific income and expenses template: rent, service charges, DEWA, Salik, school fees and the categories most UAE budgets miss. Shows how much is available to save or remit on a given salary.
Coming soonFX cost comparison
Compare the true cost of sending money: the mid-market AED rate versus the offered rate, converted to a percentage margin, for any amount sent via any method. Uses the CBUAE reference rate as the benchmark.
Coming soonHow tool data works
Verified records only
No card, rate or fee appears in a tool result until it carries a verification date pulled from the issuer's own published page. Seed records are never used for tool output.
Monthly refresh
Rates are re-checked every month, and immediately after CBUAE rate decisions. Each record shows the date it was last verified. You always know how fresh the number is.
The maths is shown
Every tool result shows the inputs and the calculation, so you can check our work. MCEngine2 is documented in js/engine.js and the logic is the same for every card, with no sponsored adjustments.